How to Get a Death Certificate: What You Need to Know
Learn how to obtain certified copies of a death certificate, how many you need, and what they are used for.
A certified death certificate is one of the most important documents you will need after someone dies. You will use it to close accounts, file insurance claims, transfer property, and handle government paperwork.
How Many Copies Do You Need?
We recommend requesting at least 10 certified copies. You will need them for:
- Life insurance claims (each insurer needs one)
- Bank and financial institution account closures
- Social Security Administration
- Probate court filing
- Property title transfers
- Vehicle title transfers
- Pension and retirement account claims
- Veteran's benefits (if applicable)
Some institutions return copies, but many do not. Having extras saves time.
How to Get Certified Copies
Through the funeral home
The simplest option. Most funeral homes will order certified copies on your behalf when you make arrangements. This is usually the fastest method.
From the county vital records office
Contact the vital records office in the county where the death occurred. Fees vary by state and county, typically $10–$25 per copy.
From your state vital records office
Each state has a central vital records office that can issue certified copies. Processing time is usually longer than the county office.
Certified vs. Informational Copies
- Certified copies have an official seal or stamp and are accepted by courts, banks, and government agencies.
- Informational copies are marked "not valid for legal purposes" and cannot be used for official business.
Always request certified copies.
What Information Is on a Death Certificate?
- Full legal name of the deceased
- Date and place of death
- Cause of death
- Social Security number
- Date of birth
- Usual residence
How Long Does It Take?
- Through the funeral home: Usually 1–2 weeks
- County vital records: 1–4 weeks depending on the jurisdiction
- State vital records: 2–8 weeks
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Frequently Asked Questions
How many death certificates do I need?
We recommend at least 10 certified copies. You will need them for insurance claims, bank accounts, probate, government agencies, and property transfers. Some institutions keep the copy you submit.
How much does a death certificate cost?
Fees vary by state and county, typically between $10 and $25 per certified copy. Ordering through the funeral home is often the most convenient option.
What is the difference between a certified and informational death certificate?
A certified copy has an official seal and is accepted for legal and financial purposes. An informational copy is marked as not valid for legal use. Always request certified copies.
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This guide is just one step. Get a complete plan tailored to your state and situation so you never have to wonder what comes next.
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